Many insurance companies require homes that are more than about 20 years old ro have a 4-point inspection completed before you can obtain homeowner's insurance.

The 4-point inspection is a survey of the four major components of electrical systems, plumbing, HVAC and roof inspection.

When it comes to your roof, the insurance companies are most interested in how long a life is left in it. They want to know if the roof has a remaining useful lifespan of at least 3-5 years. Your roof will be inspected for any leaks or other damage.

Here in Florida, we have been facing strong winds and damaging storms on a regular basis. Wind Mitigation Inspections are conducted to identify certain features that resist damage from hurricanes. We offer wind mitigation inspection services to assess the risk of your home for any potential wind damages.

By law, Florida requires insurance companies to give you a discount if you've had a wind mitigation inspection. These discounts can lower your overall monthly mortgage payment if your insurance is escrowed into it.

Your homeowner's insurance provider will likely want a professional inspection of your roof, ensuring it is certified to meet the company's standards.

Due to the regular occurrence of hurricanes and other major storms in Florida, insurers charge a higher rate for their policies than anywhere else in the country. A great way to keep your rates low is to show proof of the quality of your roof.

If your roof is notably damaged, has visible signs of leaks or only has a few years of life left in it, your insurance company may not cover it. We can certify the condition of your roof and give you the proper certification form required.